I started following Dave Ramsey’s Total Money Makeover plan on July 1, 2011. He breaks down the process into six “baby steps.” I completed Baby Step 1, the Baby Emergency Fund, on September 1, 2011:
Now, I am working on paying off debt in order from smallest to largest. The current debt that I am attacking is my Best Buy account. The amount I’ve paid so far is in red in this smaller thermometer:
After the Best Buy account is my Discover Card–the one that is the real doozy. Thankfully, that’s the last consumer debt I have. I don’t have any car loan payments or student loan payments to make at this time. I will explain more about my student loan situation once I have the credit cards paid in full.
page last updated 10/5/2011 at 8:51 PM